What You Need to Know About Texas Professional Liability Insurance

If you work in a field that involves giving advice or providing a service, you need Texas professional liability insurance to protect you. You love your work, and you make an impact in the world around you – and you wouldn’t have it any other way. You should be proud of yourself! You should also make certain that you protect yourself by obtaining the professional liability coverage that can help pull you through a situation with an unhappy client.

The fact is, even though you exercise the utmost care, mistakes can still be made, and not having the right professional liability insurance can be detrimental. That’s one of the reasons why it’s so important to be prepared – and armed with the right policy. While the right coverage cannot prevent you from facing unpleasant circumstances, it can help pull you out of the financial devastation you would otherwise have to deal with on your own.

What The Right Professional Liability Insurance Covers


  • The right negligence coverage is invaluable. Whether or not there are grounds for the actuation, this covers you if someone accuses you of giving unsound advice, not delivering your service, or making a vital and relevant omission. Negligence can be a tricky area, but professional liability insurance has you protected.


  • Coverage for libel or slander is included as well. Saying something untrue or insulting someone can be a form of personal injury, and it could become a drawn-out ordeal if he or she decides to take it to court. Professional liability insurance covers these issues – and you don’t want to find yourself in such a situation without it.


  • Copyright infringement is not an issue you want to deal with, without the right Texas professional liability insurance to fortify you. If you use content – whether it be written words, images, or video and audio content –  that belongs to someone else, you could find yourself in a lawsuit you weren’t expecting. Whether it is intentional or not, copyright issues can be a mess, and whatever field you are in, you need to have the right protection to cover your work.


  • Defence costs are taken care of, which is no small thing. As long as you have a valid, covered claim, your legal expenses are covered under your professional liability insurance policy. Legal costs can drain you quickly, but if you have the insurance coverage to deal with it, you don’t have to fear financial ruin. Hopefully, you never have to deal with such a scenario, but if one comes up, you want to be ready. Being caught off-guard is never fun, and when you are prepared, you can get through issues with less stress.


If you are an accountant or real estate professional, a writer or freelancer (or anyone who gives professional advice or a service), you need protection from nasty lawsuits. Having the right coverage to protect your work from such issues is an incredibly important aspect of protecting yourself, and it is not something to gloss over. You deserve to be safeguarded so that you can do your work with confidence and enjoyment, and there will never be a better time than now to get the coverage you deserve.

Finding the Right Coverage For Your Situation


None of us know what will happen down the road, which is precisely why we all need to take steps to protect ourselves from liability situations that can pop up even in the best of times. It is important to remember that when you are prepared and have professional liability insurance, you can deal with legal issues without breaking the bank. Here at Patterson Insurance, we believe that you deserve to be prepared to deal with any curveball that gets thrown your way – and that you should be able to accomplish your work without worrying that one mistake will come back to haunt you forever. With the right professional liability insurance, when issues come up, you can deal with them and move forward.

Call our Carthage team at (903) 693-3831 or our Seven Points team at (903) 432-2436; you can contact us today so we can help you get the Texas professional liability insurance that you need to protect yourself, no matter what happens in the future.

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