Why Your Carthage Business Needs the Right Texas Trucking Insurance

Your trucking company in Carthage, Texas is not only important to you – it is also a cornerstone in the lives of everyone your business touches. That means that whether you realize it or not, your trucking business makes a difference in Carthage, and that’s why safeguarding it is so vital. It affects more than just you!

Having the right trucking insurance coverage to protect your business is something you deserve, and when it comes to your company, you want only the best insurance fit for your situation. While you cannot prevent issues from coming up, you can be well prepared to deal with the situation when it arises. You don’t want to be caught off guard by an accident caused by one of your drivers or a liability mishap, and having the right Texas insurance policy can give you the edge you need.

Insurance Protection For Your Carthage Trucking Business

So why is it so important that your Carthage trucking business has the right coverage for its needs? Because a trucking business is uniquely exposed to certain risks, it is crucial that you have the right safeguards in place. You want your business to be set up for years of success, so having a good insurance policy is a non-negotiable. 

  • While it may sound basic, your trucking business needs protection from general liability insurance. Property damage liability, bodily injury liability, and personal injury liability all fall under general liability insurance coverage. Hopefully you never have to deal with a situation involving personal injury or serious property damage issues, but accidents do happen and it is far better to be ready to handle such a situation rather than to be surprised by it.

  • Commercial auto liability protection is an important aspect of your policy as well. Good commercial auto liability coverage is something your business should never have to do without. The fact is, there are so many legal issues that come up when it comes to commercial auto liability, and having the right coverage can make a big difference for your business in the long run.

  • Workers’ compensation coverage is another important facet of insuring your trucking business in Carthage. Your employees are a vital part of your company, and they deserve to be well cared for. Having the right workers’ compensation coverage also protects the business from any legal issues that can come up.

  • Commercial auto physical damage is very important, too. This covers loss of fuel and loss of equipment – and can include towing expenses as well. The fact is, issues come up from time to time, and you don’t want to have to deal with loss of business property without the right insurance to help you cover those losses.

Of course, these are just a few of the  benefits of having the right Texas trucking insurance for your company. If your business needs additional coverage, you can add it on. One useful addition you can include is coverage for rental reimbursement if your business does rentals. You have no way to control what other people do when you’re not around, so having the insurance to cover any mishaps that may occur can be tremendously helpful.

The Right Texas Insurance Fit For Your Trucking Business 

Finding adequate Texas trucking insurance doesn’t need to be a confusing process when you know what to look for in a good policy. Knowing what you need is an important tool in your toolbelt, and you deserve to have those needs met. Another important step for you to take is to talk with your Patterson insurance agent about the most effective ways to protect your company. There is every reason to get the help you need to properly take care of the trucking business you have worked so hard to build into what it is today, and your insurance agent can help you achieve those goals.


Here at Patterson Insurance, your needs matter to us and we believe that you and your business deserve the best care. Call our Carthage team at (903) 693-3831 or our Seven Points team at (903) 432-2436; contact us today so that we can help you discover the tools you need to fully safeguard your Carthage business both now and in the future.