Why Now Is the Right Time to Get Texas Umbrella Insurance

You have probably been told that umbrella insurance (which covers the gap between your regular policy limit and an unusually large claim) is very important when it comes to properly insuring all you hold dear. However, you may be asking yourself, “Do I really need umbrella insurance right now? After all, I have good coverage!” Since you have diligently sought out good coverage for the various aspects of your life, that is a natural question to ask. 

The thing is, sometimes big issues come up. And when those big issues come our way, we need to be ready for them. That is why Texas umbrella insurance is such an important facet of properly protecting yourself and your family – you need to be prepared for not only smaller mishaps but also any larger catastrophes that find their way to you. 

A good umbrella policy may be the best purchase you make this year. Since no one knows what will unfold in the future, being ready to deal with it efficiently is incredibly important. We all hope that nothing drastic ever happens to us, but in life, you have to expect the unexpected in order to not be thrown off when something does come up. Don’t wait for a rainy day to approach, when it might be too late to do anything about it!

What Umbrella Insurance Can Do For You and Your Family


  • The right Texas umbrella insurance offers you another layer of protection to help safeguard you financially. It is just as important to have ample coverage as it is to have the right coverage for your situation, and you shouldn’t have to settle for less than the right insurance policy. You and your family deserve to be well protected.

  • Umbrella insurance can offer you coverage that safeguards you from issues that are just too big for your regular policies. All it takes is one claim that exceeds your policy to devastate your finances, so if you have a claim for a million dollars and your coverage can only take care of a fraction of that expense, you will wish that you had umbrella insurance to cover the difference. Getting umbrella coverage now can shelter you from such a scenario later on. Remember, you are worth safeguarding!  

  • Good Texas umbrella insurance helps you to be prepared to deal with any unanticipated issues that arise. All of us face obstacles at some time in our lives, so making sure that you are not caught off guard when the storms come is important. You want to be ready to take on what tomorrow brings, and the right umbrella policy can help you with that – so that you can spend more time being present in the present, not caught up in worry.

A good thing to keep in mind is that an umbrella policy doesn’t break the bank – and it can protect you from major financial issues down the road, so it is well worth it. Since even the most prepared of us run into issues, having the right Texas umbrella insurance can not only help give you the right protection, it can also help give you and your family peace of mind.

Finding the Right Texas Umbrella Insurance For Your Situation 

What it comes down to is this: you and your family should not be exposed to financial dangers that umbrella insurance can help protect you from! Taking steps to shield yourself and your loved ones with umbrella insurance can be a game-changer, which is why now is the right time to find the Texas umbrella insurance that is best equipped to fulfill your needs. Being proactive is the wisest thing to do in every area of life, but it is especially true when it comes to your insurance needs.

Here at Patterson Insurance, we know the importance of having ample coverage to safeguard yourself and your loved ones from any calamities life throws your way. You can call our Carthage team at (903) 693-3831 or our Seven Points team at (903) 432-2436; contact us today so that we can help you find the Texas umbrella insurance that can give you that layer of protection you deserve.