Texas General Liability Insurance in Waxahachie: What You Need to Know

Your business needs to have the right Texas general liability insurance to protect it from the unexpected. You may have a Waxahachie boutique or a construction company – or something in between – but one thing is for certain: you want your business to be able to withstand any issues that may come up. While you don’t know what may come up in the future, you can have the insurance protection that your business needs in order to thrive both now and for years to come. 

The future is an unpredictable thing, and you cannot let yourself be caught off guard by any of the curveballs that get thrown your business’ way. Having the insurance coverage that fits your business’ individual situation is vital and it is good to know what Texas general liability coverage can do for your company.

What the Right Coverage Can Cover For Your Business 


  • It can offer you the right coverage for property damage, which is an important part of having good insurance coverage to safeguard your Waxahachie business. Property insurance can be very extensive – not to mention very costly – and you need to have a Texas insurance policy that can help you take care of any property damage issues that might come up down the road.

  • Bodily injury coverage is a crucial facet of Texas general liability insurance. This gives your business coverage for the injuries of anyone who isn’t an employee. Injury is something that hits an individual hard, and it can hit a business almost as hard should such a situation surface. You don’t want your business to be a position where a bodily injury issue arises and you don’t have sufficient coverage to handle the situation. Being prepared is a non-negotiable.

  • Have you ever thought to yourself, “What will we do if the business is sued?” The fact of the matter is, lawsuits can arise even when you take every precaution to keep them away. You probably have worried about such a situation more than a few times. Without the right insurance policy, it’s a scary thought, and your business needs to have the right general liability insurance coverage to help you handle any lawsuits and legal issues you may have to deal with. You don’t want to wait to consider what the best coverage is for your business – you want to be ready to handle the situation should it come.

Unexpected issues can arise at the worst times – especially ones involving liability. That is one of the reasons that being prepared for those scenarios is so vital, and having the right insurance protection in Waxahachie, Texas is a big part of that. When you have the insurance coverage that can help you give your business the liability protection it needs, you can move your company forward. Knowing that you have the right means to safeguard it can take a weight off your shoulders and help give you the peace of mind you deserve.  

Another thing you want to keep in mind for your business is commercial umbrella insurance. If a claim exceeds your policy limit, Texas umbrella insurance can cover the amount between what is covered in your regular policy and the claim’s sum. Having that layer of protection can greatly benefit your company, so it’s something to discuss with your Patterson Insurance agent about. 

Having the General Liability Coverage Your Business Needs

Here at Patterson Insurance, we know that you want your business to have the protection it needs, and we want to help you with that. Talking to your insurance agent is an important step in finding the coverage that can amply safeguard your business. After all, you shouldn’t have to figure out what your coverage needs are on your own when you can have a trusted agent by your side.


You can call our Carthage team at (903) 693-3831 or our Seven Points team at (903) 432-2436; contact us today so that we can help you find the Texas general liability insurance that best suits your needs. We are committed to helping you take care of your business in Waxahachie for years to come – and we want to see you thrive.