Protecting Your Car in Palestine, Texas: What You Need to Know

Your life is full – and you probably find yourself driving several different places on an average day. Your car is an important facet of your life and your daily routine, and you want to ensure that you have the right car insurance policy for your car in Palestine, Texas. 

Accidents and other issues can arise even when you take preemptive steps to prevent such situations, so you need a Texas car insurance policy that sufficiently covers your needs. Just as it is important to insure your Palestine home with the right home insurance, you want the right protection for your vehicle as well. You deserve the peace of mind that comes with being ready to tackle anything that comes your way, and the right insurance protection can help give you that peace of mind.

Texas Car Insurance to Safeguard Your Palestine Vehicle


  • Bodily injury liability coverage is an important part of protecting your car. This gives you coverage for medical expenses incurred if you cause an accident and the other driver or the other driver’s passengers are injured. Accidents can happen, and medical expenses are no joke, so having the right coverage to help you deal with such a situation is vital. 

  • Medical payment coverage is important – this coverage gives you the means to take care of your injuries and any of your passengers’ injuries should you be in a collision. Medical expenses can be astronomical, so having the right  insurance for medical payment coverage is important for both you and your passengers.

  • The right property damage liability coverage is a key facet of a good Texas car insurance policy. We all make mistakes, and should you be responsible for property damage, you want to have the coverage that gives you protection for property damage liability. 

  • Uninsured and underinsured motorist coverage is something you need to have in your Texas car insurance policy. You should not have to deal with the aftermath of a collision on your own just because the other driver has insufficient insurance coverage. Fortunately, when you have a policy that gives you ample uninsured and underinsured motorist coverage, you don’t have to deal with the situation on your own.

  • A crucial part of good insurance coverage is collision coverage. Should you be in a collision, you need the coverage that can help you pay for repairs to your own vehicle, so excellent collision coverage is a must. You shouldn’t be caught unawares by the steep expenses when you can have the coverage to help you through.

  • Having the right comprehensive coverage is also important. This covers theft, storm damage, and other misfortunes that aren’t “accidents.” While hopefully you will never encounter a situation where someone breaks into your vehicle or have to deal with the damage brought on by bad weather, you need to be prepared to handle those issues should they arise.

You simply cannot foresee the future, especially when it comes to your car. You may be on your daily route to work and encounter a nasty fender bender on a road you take almost every day, or on a totally unfamiliar road and find yourself in a collision. While you exercise care when you drive, some things are out of your control, and having the right Texas car insurance for your Palestine vehicle is a crucial part of protecting yourself from any auto issues down the road.

Discovering the Right Policy For Your Situation

At Patterson Insurance, we believe that you shouldn’t have to deal with unpleasant car scenarios on your own when you can have a local agent who can help you find the car insurance policy that fits you. Having someone who cares about your situation can be a game changer, so make sure that you share any concerns or questions you might have.

You deserve to be able to enjoy your daily activities without constantly worrying about the issues that could pop up when you least expect them to. Call our Carthage team at (903) 693-3831 or our Seven Points team at (903) 432-2436; contact us today and we can help you find the best coverage fit for you and your car in Palestine, Texas. Should the unexpected come up, you will be glad that you took the time to find the policy that best fits your situation.